Skill set Outline
Information current as of
12/09/2026 3:49 PM AWST
12/09/2026 3:49 PM AWST
Whilst all efforts are made to provide accurate and timely information from the relevant source/documentation, please be aware that the information supplied may not be the most current version. The accuracy of the detail has not been confirmed by the Department and therefore should not be relied upon without first confirming the contents.
Mortgage Lending Skill Set
Mortgage Lending Skill Set
Skill set
National Code
FNSSS00021
FNSSS00021
State Code
AE840
AE840
TGA Status
Current
Current
DTWD Status
Approved
Approved
National Endorsed, State Implementation and Classification
AQF Level
—
Field of Education
—
Skillset Type
National
Original TGA Release Date
15/06/2022
Current Release Date
15/06/2022
Current Release Number
1.00
Approved Date
07/12/2022
Nominal Hours
135
Duration
—
Releases
| Release Version | Release Date | TGA Status | DTWD Status |
|---|---|---|---|
| 1.00 | 15/06/2022 | Current | Approved |
Description
This skill set addresses the skills and knowledge required to work with clients to recommend mortgage lending solutions in their best interest within the bounds of financial services legislation and industry codes of practice for a range of purposes required in mortgage lending contexts.
Pathway Information
The units of competency in this skill set provide credit towards the below list of qualifications and others that allow for selection of these units.
FNS40821 Certificate IV in Finance and Mortgage Broking
FNS50322 Diploma of Finance and Mortgage Broking Management
FNS40821 Certificate IV in Finance and Mortgage Broking
FNS50322 Diploma of Finance and Mortgage Broking Management
Licensing / Regulatory Information
Work functions in the occupational areas where this skill set may be used are subject to regulatory requirements. Users are advised to check with the relevant regulatory authorities to confirm those requirements.
Target Group
This skill set is for individuals who work in mortgage lending contexts, who are required to identify and recommend mortgage lending solutions in the best interests of their clients in accordance with Financial Services legislative requirements and industry codes of practice.
Suggested words for statement of attainment
These units of competency from the FNS Financial Services Training Package meet industry requirements for individuals to identify and recommend mortgage lending solutions in the best interests of their clients in accordance with Financial Services legislative requirements and codes of practice in mortgage lending contexts.
General notes
Schedule
| State Code | National Code | Title | Hours | Type |
|---|---|---|---|---|
| OCZ44 | FNSINC412 | Apply and maintain knowledge of financial products and services | 40 | Unit of competency |
| OBR52 | FNSFMK515 | Comply with financial services regulation and industry codes of practice | 40 | Unit of competency |
| OCZ73 | FNSFMB412 | Identify client needs and present broking options | 35 | Unit of competency |
| OCZ69 | FNSFMB411 | Prepare loan applications on behalf of clients | 20 | Unit of competency |